Mortgage Application Process
Before you search for a home, contact a lender. If you haven’t found one, research lenders online and ask family and friends about their mortgage providers. Consider choosing a reputable local lender, one that after some discussion, you feel can be trusted with intimate and personal information. You want a lender that will provide impeccable client services.
A thoughtful rule of thumb is to speak to several lenders and choose one that is the best fit for you and your purchase. After you have found a lender, it’s important to discuss your budget and available home financing options. Some lenders work specifically with certain types of real estate, so always ask plenty of questions. This process shouldn’t take more than 20 to 30 minutes and won’t cost you one cent until you’ve bought a home.
A well-grounded lender/buyer relationship is valuable, so try not to rush the process.
Lender will require documentation to complete your application
Be prepared to answer specific questions and provide supporting documentation before you set up an appointment with your lender. Listed below is a standard list most lenders will request.
There’s no need to worry or become over-whelmed, your lender will provide a thorough list of items required to complete the application process.
We are ready to help you whether it’s your first time buying, downsizing or purchasing your dream home. Our team has the knowledge and expertise to deliver every time.
Curious if the value of your home has increased? Contact us today for a free home appraisal.
Justin and his team were instrumental in helping me sell my house while I was out of the area, from listing to helping me decide what kinds of improvements/repairs to make, as well as lining up contractors for repairs/improvements. I would definitely use him again.
Justin was fantastic through each step of the process. He definitely understands the 380 area. Professional, yet also personable, I would highly recommend him.
Knowledgeable, honest, and genuine. Justin represented me with my first home purchase and he also sold the same home for me. A pretty seamless experience.
Justin Henry Real Estate Advisors
26875 US HWY 380 #120
Aubrey, TX 76227
972-757-6273
#0555435
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